Paying HRMC by personal credit card. From 13 January 2018 HMRC will no longer be accepting payments made from personal credit cards.

HMRC is only allowed to accept credit card payments on the basis that there is no cost to the public purse, and the EU Payment Services Directive 2, which comes into effect on this date, prohibits merchants (including HMRC) from recharging associated fees back to customers.

Corporate and business credit cards are not affected by this change and HMRC will also continue to accept personal and commercial debit cards.

Customers will continue to have alternative payment options including:

  • Direct Debit
  • Faster Payment
  • BACs
  • Debit card
  • CHAPs
  • Paying HMRC at the Post Office

If you currently use the Transcash service at the Post Office to pay HMRC you need to be aware that this service is being withdrawn from 15 December 2017 and you will need to find a different way of submitting payments to HMRC.

Could you change over to an electronic payment method?

HMRC are encouraging all customers to pay using the following methods:

  • Direct Debit
  • online or telephone banking, which includes Faster Payments, BACs and CHAPS
  • Debit card online or by telephone

Benefits of paying this way are:

  • it is more secure
  • it will save you time and the expense of going to the Post Office or bank.

Details of ways to pay Self Assessment can be found on here on GOV.UK. Customers who are having difficulty making payment should contact HMRC as soon as possible.